Topic Category Artificial Intelligence (AI) and Machine Learning (ML) Augmented Reality / Virtual Reality (AR/VR) Autonomous Finance Big Data Biometric Security Blockchain Cybersecurity e-HKD Gamification Mobile Payments and Digital Banking Services Open Banking Quantum Computing RegTech (Regulatory Technology) Robotic Process Automation (RPA) Sensors and Internet of Things (IoT) Smart Contracts Virtual Cards Voice-Enabled Payments